Voice-first personal finance

Say it.
Finly logs it.

Finly is a free, voice-first expense tracker that runs in your browser. Speak an expense in ordinary language and it fills in the amount, category and date for you to confirm. Plus a khata ledger, investments and insights, all in one calm, private app.

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Saved on your device first Private by default Free to use
A Good afternoonAbdul
Net balance · September
Rs 84,200
Rs 6,100 below last month
7dToday · Rs 3,200
View spending
This monthAdd entry
0+
Currencies
0
Voice languages
0%
Works offline
0
Bank logins needed
Everything money

One app for how you
actually handle money.

Expenses, people you owe, investments and the story of your spending, without spreadsheets or a bank login.

Voice entry

“Spent 250 on groceries yesterday with card.” A local parser pulls out the amount, category, date and payment, you just confirm.

Khata ledger

Track money lent and borrowed with a running per-person balance. Mark settled when it comes back, no awkward reminders.

Investments

Log buys and sells for stocks, crypto, funds and gold. Live quotes from PSX, Yahoo Finance and CoinGecko keep holdings current.

Insights & budgets

Monthly totals, daily average, a 14-day trend and a category breakdown. Set per-category budgets and see them fill up.

Local-first & private

Every entry is written to your device first, in IndexedDB, then synced to your account on our own servers, never a third-party cloud. Every request is scoped to your session, so only you can reach your data.

Multi-currency

11 currencies including USD, EUR, GBP, INR, PKR and AED, with 9 voice languages and automatic dark mode.

How it works

Three seconds to log
an expense.

No forms to hunt through. Speak naturally and review, that’s it.

Beyond expenses

The money bits other
trackers skip.

Khata: who owes who

A proper lend and borrow ledger with running balances per person. Never lose track of an “I’ll pay you back.”

PeopleBalance
12 Aug · Lent for tickets+Rs 2,000
29 Aug · Part repayment−Rs 800
2 Sep · She covered lunch−Rs 450
5 Aug · Advance for the shop+Rs 3,000
Net position +Rs 3,750

Investments, live

Group buys and sells into holdings and see them move. Prices pull from PSX, Yahoo Finance and CoinGecko.

Holdings
HBL Habib BankPSX · 120 sh +3.1%
AAPL Apple Inc.NASDAQ · 8 sh +1.4%
BTC BitcoinCrypto · 0.15 −0.8%
Portfolio value Rs 156,400
Get Finly

Install & start
in seconds.

Free to use. Create an account to start tracking, and your data stays yours.

Web appAny browser
Ready
No install · Installable PWA
Open Finly
macOSApple Silicon & Intel
PWA
Add to dock · Desktop app soon
Add to your dock
AndroidPhone & tablet
PWA
Install via Chrome · APK soon
Add to home screen
iPhone & iPadiOS 14.5+
PWA
Add to home screen · App Store soon
Add to home screen

Finly runs in any modern browser today. Installable desktop and Android builds are on the way.